Loan

Effective November 12, 2024

Programs, rates, terms and conditions are subject to change without notice. Some restrictions apply.

Loan Calculator

The calculators on this website are being provided for educational purposes only. The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a customer’s eligibility or terms for a specific product or service

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	2025 or Newer	2018-2025	2017 or Older
36 Months	5.90%-15.90% APR	6.20%-16.20% APR	6.40%-16.40% APR
48 Months	6.00%-16.00% APR	6.30%-16.30% APR	6.50%-16.50% APR
60 Months	6.10%-16.10% APR	6.40%-16.40% APR	6.60%-16.60% APR (loan values over $25,000)
72 Months	6.20%-16.20% APR	6.50%-16.50% APR (loan values over $25,000)	–
78 Months	6.30%-16.30% APR (loan values over $25,000)	–	–
84 Months	6.40%-16.40% APR (loan values over $40,000 & credit score of 660 and above)	–	–

APR=Annual Percentage Rate. Loan Rates are based upon credit worthiness and contingent upon approval.

A convenient way to finance home improvements, renovations, repairs, appliance purchases, or to consolidate high interest debt. Borrow up to
80% of your homes value. Minimum line of credit amount is $7,500.000. Variable rates and terms.

36 Months	48 Months	60 Months (120 Months with 5 year balloon for loan balances over $15,000)
7.00%-17.00% APR	7.25%-17.25% APR	7.50%-17.50% APR

APR= Annual Percentage Rate. Loan rates are based upon credit worthiness and contingent upon approval.

Mortgages
Fixed Rates
VA Loans
FHA
Adjustable-Rate Mortgage
Land Loans
Mobile Homes

We offer a range of products with flexible down payment options and competitive rates. GLFFCU’s mortgage loan experts can listen to your
specific needs and get a mortgage that’s just right for you.

Talk to a Mortgage Loan Officer today!

Tonia Thull NMLS ID #4911238 906-789-7698 tthull@glffcu.com
Rose Headington NMLS ID #411129 906-786-0977 rheadington@glffcu.com

The Smart choice in New and Pre-Owned Vehicle Financing

You can use this loan on new vehicles or used vehicles up to 5 years old. Other benefits include:
~Payments up to 40% lower than conventional loan payments*
~No application fee
~No capitalization fees
~100% financing with no money down
~Option to sell, trade, finance, or “walk away” at loan maturity
~No Early Payoff Penalty
~Mileage options of 12,000, 15,000, and 18,000 per year available
* Actual rates based on vehicle and credit score. Qualified members only.

Payment Buster Car Builder Calculator

Loan payments can be made at the Credit Union, via online/mobile banking or over the phone. You can also make your loan payment via debit card from another financial institution. Call the Credit Union to use this feature, $10 fee applies or click the button below to do it yourself for free!

Pay Now

24 Months	36 Months	48 Months
8.50%-18.00% APR	8.75%-18.00% APR	9.00-18.00% APR

APR=Annual Percentage Rate. Loan rates are based upon credit worthiness and contingent upon approval.

36 Months	48 Months	60 Months	72 Months
7.25%-17.25% APR	7.45%-17.45% APR	7.50%-17.50% APR	7.65%-17.65% APR (loan values over $25,000)

APR=Annual Percentage Rate. Loan Rates are based upon credit worthiness and contingent upon approval.

	72 Months	84 Months	120 Months	180 Months	240 Months
2025 or Newer	–	–	7.00%-17.00% APR	7.25%-17.25% APR	–
Balloon Rates (5 Year)	–	–	7.25%-17.25% APR	7.50%-17.50% APR	7.75%-17.75% APR
2018-2025	–	–	7.25-17.25% APR	7.50-17.50% APR	–
Balloon Rates (5 Year)	–	–	7.50%-17.50% APR	7.75%-17.75% APR	–
2017 and Older	8.00%-18.00% APR	8.00%-18.00% APR (loan values over $10,000)	–	–	–

APR= Annual Percentage Rate. Loan Rates are based upon the credit worthiness and contingent upon approval.

Type
Shares	4.00% APR (60 Months Maximum)
Certificate Secured Loan	3% above CD Rate

Rate
6.90%-17.90% APR

With our low-rate Visa’s, you have 24-hour account access using ezcardinfo.com. Redeem your rewards at scorecardrewards.com for cash back/statement credit or more.

APR =Annual Percentage Rate
*Rates based on credit score. No annual fees. No cash advance fees. No balance transfer fees. Up to $15 fee for late/returned payments.

Advertised “as low as” annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount. Rates subject to change